I disagree, it’s a stupid quip that people use to justify the point at which they bow out of the hobby. Financial constraints are typically the driving factor here, let’s not sugarcoat it. You could take away my nice gear and leave me with a pair of HE400i’s and Truthear Zero’s and I’d still love listening to music just the same. The difference between music and no music is too large to try and use a metric like this.
If you don’t enjoy music on lesser gear then I feel sorry for you. The person that can’t afford more than a pair of Truthear Zero’s isn’t enjoying their music any less than we are with a piece of high end kit.
This metric is meaningless and all purchase justification. You can afford high end gear so your calculus is completely different than say the person that isn’t able to afford more than a pair of Hexas. You’re here justifying your expensive gear with your concept of diminishing returns saying that you couldn’t enjoy music with lesser gear and the person that stops at the blessing 3 will do exactly the same and say that anything more is a waste of money. People do this all the time on r/headphones.
I say this as a person that will always have at least a pair each of high end headphones and IEM’s on hand.