Having the right algorithms (and human editors) to pick good music to play is probably more important for happiness than 44 -> 96kHz or lossless compression which I can’t hear.
I love Youtube Music premium (comes with YT premium). I’ve tried Spotify, Tidal and Qobuz also. This is what I ended up with …
I use a dedicated Chromecast to stream music via HDMI. Switches the integrated amp automatically to the right source and settings, and a separate video Chromecast does the same for video.
I tried a RME ADI 2 pro DAC, fed via USB, and I don’t hear a damn difference, even playing with Qobuz, 96 kHz.
The nicest-looking streamer seems to be my Pixel tablet on its stand. Gorgeous big screen. Need to figure out how to pipe it into the Denon, though.
I hate to state the economically obvious, but … A ridiculous $20,000 turntable is only a good deal as it can be easily sold for much more :) Just because Ken Fritz paid a million dollars for his system doesn’t mean it is actually worth that much. :)